A man who fought a 16-year legal battle over laptop payments is hoping to have a fresh case heard before the courts.
Richard Durkin, 46, attended the Court of Session in Edinburgh after lodging an appeal against the bank HSBC.
In 1998 he took home a new laptop computer from the PC World Store at Berryden and said he signed a post-dated credit agreement for £1,449.
He maintains he never agreed to buy the laptop and was told he could return it if he found it was not fitted with a modem.
Mr Durkin returned the laptop as it did not have a modem but the credit company HFC, now part of HSBC, said he had to continue making payments and the agreement was not legally related to the purchase of the laptop.
Mr Durkin took his case to court in 2004 and was awarded £116,674 in compensation at Aberdeen Sheriff Court.
But the Court of Session later cancelled his payout, ruling the agreement was not cancelled when the equipment was returned. The Supreme Court in London then found in his favour in 2014 and awarded him £8,000 in damages.
Mr Durkin’s legal bill for his previous case is around £100,000 but loans to repay this debt have seen the figure rocket to more than £300,000.
But Mr Durkin, who lives in Northfield, has started fresh court proceedings against HSBC.
He said: “The £8,000 doesn’t even make a tiny impact.
“I’m doing a fresh case based on something that wasn’t covered in the previous case which was fraud and ongoing intentional harm.
“There never should have been a credit agreement.”
HSBC has lodged a counter motion saying the case has already been dealt with, but Mr Durkin is appealing against the move.
He said: “All the bank says is that the courts have dealt with it, but the credit agreement got processed after it was confirmed there wasn’t a sale.”
Mr Durkin says he is still blacklisted by the banks due to his large debt but says fighting the case has been worth it. I’m not expecting anything but I’ve got nothing to lose.”
HSBC did not wish to comment.